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Postmates Accident Attorney

Postmates Accident Attorney

Postmate is a delivery company which transports food from restaurants and eating joints to customers. Eating establishments generally don’t have the leeway to employ delivery drivers, and instead make the use of such services to help get their food to customers who aren’t willing for in-store pick up, which boosts sales. Eating establishments have a contract with Postmates, among other food delivery services.

Postmates drivers can work for as long as they want, and take time off when they deem fit. They are in essence, their own bosses. They are given the insurance coverage and are protected by Postmates in the event of an accident. There are many who are clueless about the coverage liability, and what is it that happens after they have a car accident- can they sue or not? Is it grounds for filing an injury claim?

Let us help to break it down for you.

How Is It That Postmates Works?

Drivers of Postmates are sent for deliveries based on requests on their apps. Postmates drivers once they receive the pickup request, are to wait at the restaurant location for the food to be prepared, are to pick it up and have it delivered at the designated location set by the customer. Drivers can make use of both motorcycles and bicycles, even though the latter is at a higher risk of being hurt in the event of a serious collision. You don’t even need a vehicle; you can also take a walk and deliver it.

What About The Postmates Insurance Coverage?

Its policy covers all drivers. The reason for this is because a personal auto insurance policy is not covered under commercial driving. Drivers are covered under a $1,000,000 liability cover. This is supplemental meaning that it can be added along with your insurance, and you needn’t have a policy active.

Keep in mind that the insurance policy is only active if the driver has accepted the delivery. If you have the app opened, then you are not liable to be covered. This is different from rideshare insurances like that of Lyft and Uber, which is active if you are waiting on a customer with the app being active. The insurance cover increases once the ride has been started.

Postmates doesn’t provide coverage for your vehicle, though. What the liability coverage has covered is what the company utilizes. Your personal delivery vehicle is not something that the company utilizes. For this reason, your car’s repair costs will not be covered under the unforeseen circumstances of an accident- you will have to pay for it from your wallet.

However, third-parties are protected in the event of the crash.

What To Do After A Postmates Accident?

In the event of an accident, most people are frozen in a state of shock, not knowing what to do next. All you need to do is follow a few simple steps and you will do just fine.

The first thing you need to do is to ensure that you are not severely hurt. If you are seriously hurt and you can move, then call 911 and wait for the EMT to reach you. if you are not hurt too terribly and can move around without further injuring yourself, then check on the others involved in the crash.

Once you are in the hospital, get yourself checked even if you don’t feel immediate pain. Most of the severe injuries caused during an accident are internal and they may not show. Get a complete check-up, and collect all of the medical records, bills and doctor’s prescription as a valid proof to present in court. The longer you take to check into a hospital, the more challenging it gets to tie in the injuries to the accident, and not something else.

Get in touch with the responding police officer at the scene of the accident, and ask for a copy of the accident report. It is a crucial document that gives valuable information on the accident, and what the probable cause leading to it was.

The smarter option would be to get an attorney for Postmates accident on board. Having a lawyer that is experienced and well-versed in such cases will be able to better guide you and help win the case, get you the compensation you deserve and punish those responsible.

From there on out, let the Postmates accident attorney do the heavy lifting.

Earning From Postmates Accident Lawsuit

There are several forms of compensation that one can receive. A good Postmates accident attorney will ensure that you get the compensation that is in line with the physical and mental trauma that you had to undergo.

  • You can get coverage for medical bills, hospitalization, medication, surgery and many more
  • Compensation for lost income due to injuries
  • Property damage
  • Pain, suffering and mental anguish among anxiety, emotional scarring and fear as a result of the accident.
Postmates Accident Attorney

Postmates Accident Attorney

The number of food delivery companies has dramatically increased in the US. As most people prefer to get food, groceries, and other goods delivered to their home or another place of convenience, it has resulted in an increase in the demand for delivery drivers. Hence, a lot of companies like Postmates are using this opportunity to their benefit. This company deals with delivering foods, beverages, and other goods to its customers based on their requirements.

Customers can use the Postmates app for ordering the items they need, and a delivery driver will deliver these items to a place that they need. You can find a large number of delivery drivers working for Postmates.

Delivery companies like Postmates made people’s lives easy, as it is now possible for them to get access to foods and other goods they need even from the comfort of their home without visiting a physical store. However, these companies have resulted in some problems too. A large number of delivery drivers working for companies such as Postmates have increased the risk of accidents. You might have often heard about accidents involving delivery drivers. These accidents can be disastrous considering the high speed of delivery vehicles.

If you get involved in such an accident, then you have the right to claim money. For this, you should be aware of the Postmates’ accident insurance policies. This will help you to get the maximum amount for the damages you have suffered. Hence, through this article, we provide some of the important information you want to know about Postmates’ accident policies. This can be useful for you when filing a claim against the company.

Do You Need A Personal Auto Insurance When Driving For Postmates?

Yes. Postmates will demand proof of your personal auto insurance coverage when signing up with them as a driver. You will have to submit the documents only once and Postmates won’t check the validity of your insurance every year.

However, some insurance companies won’t cover you if you use your vehicle for commercial activities. Hence, in this situation, you might not get coverage for the accidents even if you have personal insurance. Therefore, you should check with your insurance agent before working for Postmates to know if you are eligible for the claim when you get in an accident while working for the company. If it is not possible, then you might need a commercial insurance policy.

Does Postmates Cover Its Drivers?

Postmates also covers its employees in case of an accident. But their insurance policy might not work like your normal insurance. Filing a claim against the company can be complicated when compared to filing a claim against your normal insurance companies.

However, you can make this procedure easy with the help of a Postmates accident attorney. These attorneys will be specialized in dealing with Postmates accident cases and they will have good knowledge in making a claim against the company. Hence, they can be beneficial for you to easily claim the money for your damages without much hassles. In addition to this, an attorney for Postmates accident can help you to get the maximum amount for the property damage and bodily injuries you suffered.

Does Postmates Accident Insurance Covers Third Party?

Yes, Postmates’ accident insurance will cover both its drivers and the third parties involved in the accident. It might even give compensation of $1 million based on the severity of the accidents. But there are certain conditions that a Postmates driver should fulfil for claiming the compensation provided by the company.

The first condition is that the driver should have been working for the company when he/she got involved in the accident. If the driver was collecting the food from the restaurant or was delivering the order, then he can get maximum coverage from the company.

In addition to this, the company will provide coverage if the driver is underinsured or has exhausted his personal policy coverage. So the driver or third party involved in the accident will be able to get the compensation even if the amount is above the limit that can be covered by personal auto insurance.

So if you are hit by a Postmates driver, you can file a claim against the driver and the company. This will help you to get the claim amount you deserve even if the insurance company of the driver does not cover for the accident. A Postmates driver will also get these benefits.

If you are working for Postmates and got involved in an accident, you should inform the company about the accident as soon as possible for making the claim.

If you are not able to file the claim yourself, then you might seek the help of a Postmates accident attorney for this purpose. He will help you with the legal procedures associated with filing a claim against the company. This can help you to complete the procedures easily, thereby getting the claim quickly.

Postmates Accident Attorney

Postmates Accident Attorney

Online delivery has been on the fast track for a few years now. With people getting out less often, the idea of tapping on your phone and having things delivered to your doorstep has very common. However, with more people choosing e-commerce, there has been a rise in the delivery vehicles plying on the road and this has led to an increase in the number of road traffic accidents.

In the case of Postmates also, there have been numerous reports of such traffic accidents. If you have been in such an accident or know of someone who has gone through such an ordeal, then this is precisely for them.

Things To Do Right After A Postmates Accident

The first thing that you should do is to assess your medical condition. Are you hurt? Are you able to breathe properly? Are you able to move your legs, hands and fingers? If you are able to move around, then the first course of action is to call 911 and report the accident to the police. Check on others who have been involved in the accident. This includes the Postmates driver and passer-by.  If they are hurt, try to get them out of harm’s way until the paramedics arrive.

Take photos of the accident scene. Take photos of the accident to your vehicle from varying distances- up close and far off. Take photos of your injuries if you have any- you can do this from the hospital when you go to get yourself checked.  Take photos of the other Postmates vehicle that was involved in the crash- license plate, for starters.

Talk to witnesses around the scene and ask them what they saw. Get their contact details and request for them to testify on your behalf at court if you were not at fault.

Talk to the responding police officers and get their badge numbers and names. The police report that they file in the case of a claim is considered an essential document- your Postmates accident attorney will thank you!

Get yourself to the hospital, irrespective of whether you are hurt or not. Many of the injuries in car accidents, such as whiplash are internal injuries whose symptoms may not surface until a few days. Get yourself checked to the Emergency room, and do this immediately after the accident. The sooner you do this, the easier it is to attribute the injuries that you sustained, to the accident in court.

Get a copy of all the medical records, the doctor’s prescription and the medical bills, so that you have the necessary formal documents that outline the injuries that you suffered and the medical expenses that you had to pay from your pocket. If you are unable to work due to the injuries from the accident, you can make a claim for workers’ compensation. This will ensure that you get paid a portion of the salary each time you are out of work.

It is required for the Postmates drivers to have their own liability insurance. Therefore, never forget to report the Postmates accident to your insurance company. Postmates car accidents are often complicated and the deadlines are not long, this is why it is important to get yourself an attorney for Postmates accident as early as possible.

Postmates Insurance Policy

Postmates require their drivers to have their own liability insurance. The minimum coverage of the insurance should be that is required in their corresponding state. Postmates now offer a comprehensive insurance coverage to their drivers, which is around $1,000,000. This coverage is only in effect when the app is turned on.

The complicated thing here is what constitutes the app being ‘on’? The laws and the regulations that apply to Postmates accidents are changing and require an expert on the subject to interpret it and make use of it to your advantage.

Obtaining The Compensation

If you have been injured in a Postmates crash, then you are entitled to a worker’s compensation medical benefit and reimbursement for lost earnings. This coverage will cover for you to get quick treatment for the injuries from the accident. The coverage will also ensure a lump sum payment if you are unable to attend work for a substantial amount of time or that your ability to work has been reduced permanently from the accident.

You may also make a claim against the person or the entity that caused the accident, and this is succeeded if you are able to prove that it was due to somebody’s negligence that caused the accident. Some of the liability cases are straight as an arrow, while others are more challenging and complicated. It is quite usually seen that both the drivers claim that the other went through the light-litigation is needed to figure out whose testimony is credible. Either way, you need the pros on your side!

Postmates Accident Lawyer

Postmates Accident Lawyer

Postmates Courier are the independent contractors who make use of the Postmates technology platform so as to deliver anything in and around Las Vegas. The goods could be groceries, deliveries, paper supplies- anything and everything. The deliveries could be made by motor vehicles, cycles and scooters.

How Does Their Insurance Work?

The Postmates driver must maintain their up-to-date personal motor vehicle insurance and comply with the insurance minimums that are required to be paid, by law.

If there is an event of an accident, then the driver must submit a claim directly with their auto insurance, which will cover all the vehicle damages and/or bodily injuries. Postmates also provides excess auto insurance for their couriers in the event of personal auto insurance, which is not sufficient to cover the damages that are caused by other parties.

The maximum third party insurance coverage for Postmates is $ 1 million per accident. It covers bodily injuries and property damages.

Do You Need An Attorney?

if you are injured, even then it is better that you file a claim with an attorney for Postmates accident. It is better to get on board a professional lawyer who has experience in such cases. This is one of the best ways to get fair compensation for your medical bills, pain, suffering, lost wages and property damages. Don’t think twice, and seek the assistance of a Postmates accident lawyer.

Who Is Liable?

A negligent driver (or his or her insurance carrier) is the one who is financially responsible for injuries that are caused in a car accident.

What Is The Time Limit To File A Postmates Accident Claim In Las Vegas?

You have up to 2 years to file a claim. All of the Postmates accidents fall in this group, and there are just a handful of exceptions to this rule. You may want to check up with an attorney who specializes in Postmates accidents to be able to precisely tell you that.

What Are The Expected Compensations?

The compensations that you can get is dependent on:

  • Who is at fault?
  • How serious the injuries are?
  • How much of medical treatment is needed?

There are no two accidents that are the same. They are unique and you will require the guidance of someone who knows the details pertaining to your case. With the right help and assistance, we will be able to help you get what you deserve in lost time, money, and peace of mind.